Friday, February 12, 2010
Call Us For Your Relocation
It is amazing the number of people that continue to relocate to our area with their jobs and to get closer to their family. Many folks relocating to the area are trying to figure out where to live which is typical of anyone moving to a new area. When looking to purchase a home folks should consider distance to work, schools, convenience to many amenities such as shopping, restaurants, hospitals and proximity to interstates. Many newcomers coming to the area will try to figure out on their own even though they don't know much about the area. Since the purchase of a home is one of the largest purchases a person will make it is important to make the right decision. This is where the expertise of a Realtor can be your best bet. Find a fulltime Realtor that is familiar with the area, knows the housing market, knows the available inventory and can even help with referrals to lenders and mortgage companies. We have helped a number of people from all over the country and we have even assisted with several international relocations. It would be our pleasure to meet with you and understand the needs of you and your family and be part of helping you find your perfect home. Give The Guilliams Team a call today.
Labels:
charlotte,
clover,
credit,
first time home buyers,
fort mill,
relocations,
rock hill,
york county
Friday, February 5, 2010
Time To Get Off The Fence?
If you think you are ready to become a homeowner ask yourself the following questions.
1. Have you researched the market? Knowing what homes are selling for in the area can help you determine how much you should plan to spend.
2. Do you have sufficient savings to cover down payment and closing costs? Expect to have 3% - 20% of the sale price in the bank to cover your down payment, plus another 2% - 7% to cover closing costs.
3. Do you know how much home you can afford? A mortgage payment should not exceed 25% of yur gross monthly earnings. A home that sucks up more than a quarter of your income may lead to financial difficulties.
4. Is your credit report accurate? Inaccuracies on a credit report can cost you higher interest rates. Request your credit report from all three nationwide credit bureaus and report mistakes immediately.
If you answered yes to all these questions - you're ready to consider buying!
Let The Guilliams Team help you find your dream home today!
1. Have you researched the market? Knowing what homes are selling for in the area can help you determine how much you should plan to spend.
2. Do you have sufficient savings to cover down payment and closing costs? Expect to have 3% - 20% of the sale price in the bank to cover your down payment, plus another 2% - 7% to cover closing costs.
3. Do you know how much home you can afford? A mortgage payment should not exceed 25% of yur gross monthly earnings. A home that sucks up more than a quarter of your income may lead to financial difficulties.
4. Is your credit report accurate? Inaccuracies on a credit report can cost you higher interest rates. Request your credit report from all three nationwide credit bureaus and report mistakes immediately.
If you answered yes to all these questions - you're ready to consider buying!
Let The Guilliams Team help you find your dream home today!
Labels:
charlotte,
credit,
first time home buyers,
relocations,
rock hill,
tega cay
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